Content warning: This story mentions domestic abuse.
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When DUCA Impact Lab began screening participants for their escalator loan pilot program, they did not have a gendered focus – at first.
DUCA’s goal was to assess how predatory loans were impacting people with lower incomes by replacing high-interest payments with their flat rate loans. They worked with a credit counselling non-profit to identify clients who would be a good fit for the program – people with high debt and low credit scores, but whose income could potentially chip away what they owed if they weren’t constan
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